Your Financial Partners


Your Financial Partners

William C. Bates
ChFC, CLU, Senior Partner

Mr. Bates is a graduate of Northern Michigan University. He also holds both the Chartered Financial Consultant (ChFC) and Chartered Life Underwriter (CLU) designations. Since 1982, Bill's experience as a wealth management professional have honed his skills and developed a personal philosophy that strives to reach a balance of family and work relationships.

He enjoys the independent spirit and the professionalism of Encompass Financial Partners, along with the oppportunity to provide complete client satisfaction and personal service.

Bill also works hard at a golf game that is a cornerstone of his most enjoyable client relationships. His honest, direct style of communication begins with excellent listening skills and leads to an open consultation method that encourages dialogue and discussion. The Michigan native lives in Clarkston with his wife and daughters.

Mr. Bates

Charles P. Craves
Senior Partner

Mr. Craves graduated from Northwood University with a BBA in Management and Finance. He is a General Securities Principal, holds various other Financial Industry Regulatory Authority registrations, and is licensed for Life, Health and Variable Contracts insurance.

Since 1985, Charles has gained a vast reservoir of real-life experience and situations to assist clients. Objective yet empathetic, he focuses on the unique situation of each client when designing a course of action that suits their needs and goals.

Charles puts the full-service capabilities of Encompass Financial Partners to good use for each of his clients. All aspects of wealth accumulation, management and transfer that the firm offers are utilized to achieve financial objectives.

Mr. Craves lives in Clarkston with his wife Susan and daughter Adia.

Mr. Craves

Neil E. Bitzer
Senior Partner

Always an independent entrepreneurial spirit, Neil began launching businesses even as a youngster. His interests led to a Business Administration degree from Saginaw Valley State University.

Neil has worked with major financial services industry firms. He values the ability to put the dreams, goals, family and finances of his clients first here at Encompass Financial Partners.

Straight-talking, caring, trusted and knowledgeable, Neil strives to spoil every client with personal attention and prove that each is his most important with great customer service.

A Michigan native, Neil lives in Clarkston with his wife Kathryn and three daughters.

Mr. Bitzer

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Encompass Financial Partners
6310 Sashabaw Road, Suite A
Clarkston, MI 48346
P 248 822 5000
F 248 822 5010

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Securities and Advisory services offered through Royal Alliance Associates, Inc. Member FINRA / SIPC, a registered broker-dealer and a Registered Investment Advisor. Encompass Financial Partners is not affiliated with Royal Alliance Associates, Inc., or registered as a broker dealer or investment advisor. In this regard, this communication is strictly intended for individuals residing in the state of Michigan. No offers may be made or accepted from any resident outside the specific state(s) referenced.


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For information concerning the registration status or disciplinary history of broker-dealer, investment adviser, BD agent, or IA rep, a consumer should contact his or her state securities law administrator.Personal.Objective.Focused.
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Check the background of this financial professional on FINRA's BrokerCheck